Specialties
Wellspent encodes advisor expertise against a structured specialty taxonomy. Advisors' canonical records include only specialties where their practice demonstrates depth — not marketing claims.
All specialties
Equity compensation
RSUs, ISOs, NSOs, ESPP, 83(b), and concentrated stock strategy.
Crypto & digital assets
Tax, custody, and planning for advisors who actually understand the space.
Cross-border (US / Canada)
Dual-citizen, moving, or working across the US–Canada border.
Physicians & residents
The long training runway, malpractice, PSLF, and late-career catchup.
Founders (pre-exit)
Pre-IPO and M&A planning for founders and early employees.
Flat-fee planning
Comprehensive planning at a fixed, annual price.
Retirement planning
Income, withdrawal strategy, Social Security, and sequence risk.
Retirement with concentrated positions
Drawing down income when most of your net worth is one stock.
Estate & legacy planning
Trusts, gifting, and multi-generational coordination with legal counsel.
Tax planning
Multi-year tax strategy, not just April filing.
Student loans
PSLF, IDR, refinancing, and high-debt early-career planning.
Divorce financial planning
Cash flow, asset division, and post-divorce re-planning.
Audiences
Parallel to specialties, advisor records are linked to the client audiences they serve. Audience taxonomies are browsed the same way as specialties.
Founders
Pre-exit, post-exit, and early-stage company founders.
Executives
Senior leaders with large compensation and equity packages.
Tech employees
Engineers, PMs, and early employees with equity-heavy pay.
Physicians
Residents, fellows, attendings, and practice owners.
Retirees
In retirement, actively drawing from the plan.
Pre-retirees
Five to ten years out, planning the runway.
High earners
High-income households focused on tax coordination and long-horizon planning.
Cross-border families
Households with ties to more than one country — usually US / Canada.
Newcomers (immigration)
Newly arrived in the US or Canada, building financial foundations.
Canadians in the US
Canadian citizens or residents living or working in the US.
Early-career professionals
Young high earners building foundations with significant debt.
Mid-life transitions
Divorce, remarriage, inheritance, second-act careers.